Buying a Home
With Buying a home is one of the most exciting — and important — moments of your life. Your home is not just the roof over your head, where you live, eat, sleep, play, and raise a family; it’s also one of the most important investments you’ll ever make. The Golfi Team believes that: “You can’t live in an RRSP.” How true it is. For most people, buying property is the single largest investment they will ever make, not just in their family’s lifestyle and comfort, but also in their financial future.
The Golfi Team believes that:
“You can’t live in an RRSP.” How true it is. For most people, buying property is the single largest investment they will ever make, not just in their family’s lifestyle and comfort, but also in their financial future.
1. Your Selected Location:
Are you set on a specific area? Downtown Hamilton? Hamilton Mountain? A lakeview property? Or a smaller town like Grimsby, Beamsville, Vineland or Winona?
2. Your Preferred Type of Home:
Are you set on a specific area? Downtown Hamilton? Hamilton Mountain? A lakeview property? Or a smaller town like Grimsby, Beamsville, Vineland or Winona?
3. Your Income:
Are you set on a specific area? Downtown Hamilton? Hamilton Mountain? A lakeview property? Or a smaller town like Grimsby, Beamsville, Vineland or Winona?
4. Market Conditions:
Is it a buyer’s, sellers or balanced market?
Plan Your Budget
There are also additional costs to keep in mind. It’s a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific!
After all, you don’t want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at houses in your price range. The more you’ve thought it out, the better your sales representative can meet your needs. A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms.
Research all of your options. This ensures that there are no surprises once you’re ready to make an offer.
Once you’ve figured out your monthly expenses and what you can afford, you can start your search. It could happen that the first home you see is the one you want; or you might look at home after home with none of them catching your interest. Rest assured, the home you’re looking for is out there, and when you find it, you’re ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.
FIND HOMES FOR SALE IN HAMILTON, HALTON & NIAGARA.
Buying a home is one of the most exciting — and important — moments of your life.
Contact Rob Golfi to learn more about homes for sale in Hamilton, Halton & Niagara. The Golfi Team RE/MAX are experts real estate.
If you’re ready to start your house hunt, you can search real estate listings now. You can also refer to our Buyer’s Guide for helpful tools and buying advice.
To start working with a real estate professional right away, please contact us.