Are you Ready to Buy a Home?

So, you think you are finally ready to make the largest financial and emotional yet exciting decision of your life. If you are finally fulfilling your dream of owning your own home, you want to make sure that this decision is right for you. If you’ve been renting for years, you may not have the experience and knowledge to make this decision without first doing your homework. There are a lot of things to think about before you jump in. Prepare yourself by learning about the actual process of Home Buying and also the responsibilities of Home Ownership.

Owning a home is not at all like renting a home and exploring the pros and cons will help you in making the right decision for you.

• Do you have the necessary financial management skills?

• How financially stable are you?

• Are you ready to take on the responsibility of all the costs involved in home ownership, including mortgage payments, repairs, and maintenance?

• Are you able to devote the time required for home maintenance?

Sometimes you need to take an honest look at your lifestyle to decide whether Home Ownership is right for you.

Now that you have found your team of professionals and a home that is worthy of an offer, the next step is to actually put in an offer on the property. There are many costs, some that you may not be aware of, associated with the buying process.

In an effort to simplify and explain the process in detail, I have written a series of articles. 

These articles cover everything from the Deposit to the Moving Expenses.

Home Buying Costs

  1. Deposit
  2. Down Payment
  3. Mortgage Loan Insurance
  4. Land Transfer Tax
  5. Appraisal Fee, Property Survey & Misc.
  6. Home Inspection
  7. Property Insurance
  8. Mortgage Life Insurance
  9. Legal Fees
  10. Title Insurance
  11. Moving Expenses and Services Connections
Contact us and let the professional and experienced agents at The Golfi Team help you find homes for sale in Hamilton or the surrounding area. Or, feel free to explore the site for more information about the fantastic communities we serve