Home Buying Costs

  1. Deposit
  2. Down Payment
  3. Mortgage Loan Insurance
  4. Land Transfer Tax
  5. Appraisal Fee, Property Survey & Misc.
  6. Home Inspection
  7. Property Insurance
  8. Mortgage Life Insurance
  9. Legal Fees
  10. Title Insurance
  11. Moving Expenses and Services Connections

Mortgage Life Insurance

Mortgage life insurance is optional and provides peace of mind. It protects your family financially by paying off all or some of your mortgage in the event of the premature death of your spouse.

DO NOT confuse MORTGAGE LOAN INSURANCE with MORTGAGE LIFE INSURANCE.

For young families where there is only one bread winner, this life insurance makes sense. If something happens to the bread winner, the mortgage life insurance pays off your mortgage for you so that your family does not lose their home.

Approximate Cost: Costs vary but can be conveniently included in your regular mortgage payment.

One-time Cost

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