May 2017

There are 6 blog entries for May 2017.

On this airing of The Hamilton Real Estate Show, Rob Golfi talks to Rick Zamperin and special guest Ralph Vitello of Tripemco Burlington Insurance Group located in Stoney Creek.

Today's discussion is about your home insurance policy and everything you need to know about it

Some questions we are going to ask this morning.

Are the rates different in different locations, or how close the house it to a fire department effect premiums?

Are the rates affected by the type of construction?

Is mold covered under certain situations and is there a limit for mold damage?

How much liability protection do we need?

What level of additional living expense coverage do we need?

Are we covered for earthquake or natural disasters?

How often

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Come on out to Centennial Park in Grimsby for a fun-filled family evening with The Golfi Team . Enjoy watching 'Trolls' under the stars on a 2-storey outdoor movie screen. FREE popcorn. There is no admission for this event but a non-perishable food item for the GBF (Grimsby Benevolent Fund) Food Bank would be appreciated. Food & ice cream truck, Calvin's Magic, Jumpy Castles and much more! See you there!

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Today in the studio with Rick Zamperin and Rob Golfi is Sales Representative Ashley Sidler from The Golfi Team. Today’s topics include:
1. What is happening in the market today?  What to do when buying or selling.
2. Wet Basements – what happens when you have sold your home or it’s for sale?
3. Grow Ops – what could happen if you buy a home which was previously a grow op and you want to sell it.
4. What happens if you don’t have a good credit rating and the only rate you can get for a mortgage is 5% from a B lender? Should you wait and buy or should you buy now?
5. What if you  don’t like a particular clause in a listing contract?  Can you

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With so much multiculturalism and diversity in Hamilton and the Niagara Region, it is important to us that we speak YOUR language! Buying or Selling real estate can be a very stressful process. If you speak a language other than English and you are more comfortable speaking this language, we may be able to help you understand the real estate process better by connecting you with one of our experienced bilingual agents.  With the growth of our team over the last few years, we now have agents that speak Spanish, Portuguese, Italian, Macedonian, Serbian, Croatian, Bulgarian, Dutch, Punjabi, Hindi and Urdu. We have over 20 agents to service you with one goal in mind. Customer Satisfaction! We understand that some clients are more comfortable speaking their…
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Rob Golfi is in the CHML Studio with Rick Zamperin and Rishi Malik, AVP, Underwriting, Stewart Title Guaranty Company

1. What is title insurance? / Why should someone get title insurance?

2. What does title insurance cover?

3. What are some of the other benefits to obtaining coverage?

4. Is title insurance relatively a new product/When was it offered in Canada?

5. What types of policies are available?

6. Can title insurance be purchased for any type of property?

7. How does one obtain title insurance?

8. How much does title insurance cost?

9. Does a policyholder need to renew the coverage?

10. What is not covered?

11. If someone already owns their home, can they obtain coverage?

11a. What are some of the

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Rob Golfi and Jennifer Draho, sales representatives for The Golfi Team
1.    What’s happening in the Market today in Hamilton with bidding wars. Have the bidding wars started to slow down?
2.      Ontario’s rent and housing reform:
-           Non-resident speculation tax
-           15 percent – greater golden horseshoe
-           Does not target immigrants
-           not on international students
-           people will sit back  on the side lines and watch the market
-           Vancouver home sales plunged & price increase stalled
-           side effect is dip in land transfer tax revenue
-           Vancouver market is bouncing back
3.        Expanding Rent Control
-           Rent Control previously only applied to units built before Nov 1991. Now it      
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