March 2015

There are 4 blog entries for March 2015.


The Rob Gofli Team is the ONLY real estate company that has its own newspaper, Real Estate Market Watch,  in our service area.  We are the top-producing real estate agents for Hamilton, Grimsby, Beamsville, Vineland and area.  If you don't get a copy in your mailbox, read our newspaper online from the convenience of your web browser.

Our real estate newspaper, Real Estate Market Watch, is just one of our marketing tools with plenty of real estate tips and resources that will ensure that your house will sell in the least amount of time and for the most amount of money. Buying a home? Don't forget this awesome resource for all the latest real estate news and current market trends when buying a home.

In print for over 8 years, Real Estate Market

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The City of Hamilton is launching another round of the Down Payment Assistance Program for low- to moderate-income individuals and families who rent and want to purchase real estate in Hamilton. The program is aimed at those who can afford regular mortgage payments but for whom home ownership is out of reach due to the inability to raise a lump sum down payment.

Funding will be issued on a first-come, first-serve basis to eligible participants until the fund is exhausted. Down payment assistance is in the form of a forgivable loan of either 5% or 10% of the purchase price depending on household income and whether the household includes dependents. Applicants must retain the house for a 20-year period after which the loan is forgiven. If the property

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Choosing the right home is not always easy but here's some great advice.

Now that you have taken a long hard look at your finances, your next step is to think about the home that you would like to buy.

What are your Needs? Consider your needs NOW and in the FUTURE.

Think about what your needs are right now and what you expect your life to be like over the next 10 years. Are you planning a bigger family? Do you anticipate having pets and really need a backyard? Do you need a home office? Do you have teenagers who will be moving away soon? Are you close to retirement? Do you have an older relative who might come to live with you?

Try to find a home that meets your current needs but one that will also grow with you over the next 10 years.

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retirementYou're Invited to a Free Retirement Information Seminar Hosted by TD Water House and The Golfi Team

Tuesday March 24th from 6-8pm

325 Winterberry Dr, Upper Stoney Creek

RSVP @ admin2@golfiteam.com

Retirement represents a new phase in your life that has emotional and financial implications. The first step towards financial preparedness for retirement is to determine the amount of retirement income you will need.

Conventional wisdom which suggested that you replace 60 – 70% of your pre-retirement income is now largely replaced by the realization that there is no infallible benchmark: how much you need in retirement depends on a number of factors, discussed below.

Retirement Lifestyle

This is probably the most important determinant

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