Real Estate Blog

Topic for today’s show  is Landlords,  things you should know before becoming a landlord  and how to avoid common mistakes rental mistakes. Today Rob Golfi is in the studio with Rick Zamperin and special guest Nilo Grabar, Paralegal Of Centennial Law Group  905-526-0736.

Things you should know before becoming a landlord.

1.    Rental properties: Do it legally, or don't do it.

2.    Is it a get rich quick scheme?

3.    I the rent taxable and there are expenses.

4.    Once they're in, it's hard to get tenants out.

5.    A rental unit in your basement won't necessarily add to the value of your home.

6.    Should Landlords be handy.

 How to avoid common mistakes of first-time landlords.

1. Should you live near your rental property

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Topic for today’s show is what is happening in today's market and we will be covering a variety of real estate topics. Rob and his team also discuss with Rick Zamperin the scandal over hidden cameras revealing the unethical practice of Toronto Realtors. Today Rob Golfi is in the studio with Rick Zamperin and special guests sales representatives from the Golfi Team - Jennifer Draho and Monique Mackay

Today’s Topic – What is happening in the Real Estate Market…

 1.    Royal Bank of Canada increase fixed mortgage rates

2.    Ontario helping first time buyers

3.    Hidden cameras reveal Toronto agents

4.    Should you buy a home from relatives privately?

5.    Mistakes of buying a flip – story to tell

6.    What’s easy, to purchase a flip

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With Rob today in the studio with Rick Zamperin is Sam Migliaccio of Mortgage Architects Hamilton  at 905-574-9200   Topics: - Whats happening in the Mortgage industry.   1.       Mortgage Broker vs Bank 2.       Can a buyer buy a home with as little as 5% down more than  once in their life time? 3.       Can a buyer buy a 2nd home with 5% down while still owning an insured mortgage? 4.       what are the current privileges offered for 1st time buyers? 5.       what are the current options for people wanting to buy a second home for a rental? 6.       Do mortgage brokers charge fees?  7.        What is the new approval process now? What is the stress test and how does it affect first time home…
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Topic today: Buying an investment property.  

Should you buy a single family home, duplex, small apartment building and do you have what it takes to be a landlord or should you hire a management company? Send your questions to and we will get you the answers to your questions. Buying an investment property and dealing with tenants is something you have to think hard about. There are professional bad tenants out there that go from landlord to landlord not paying their rent and/or destroying the property. 

Going down the path of buying a property and having tenants could be a great investment but it could also be a nightmare. When you decide to rent a property make sure that you have them fill out an application. Then also take

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New Mortgage Rules will ‘reduce the risk’ of a housing crash in Canada. The housing market remains hot, but healthy. The new rules will regulate mortgages to ensure that the economy will not be harmed with this hot market that we are currently experiencing. Ashley Sidler is in the studio with Rob Golfi and Rick Zamperin to discuss this and other local real estate topics. Email your questions to

The new mortgage-rate “stress test” to ensures that buyers
can afford to get into the market in the first place and meet their payments when lending levels begin to rise. Buyers will need to qualify at a higher interest rate so that the property can be more affordable to the buyer even though their actual interest rate is the going

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Top Teams 2016

We are excited to share the current issue of REAL ESTATE PROFESSIONAL magazine where the Cover Story features 2016's TOP REAL ESTATE TEAMs across Canada!

ROB GOLFI REMAX ESCARPMENT GOLFI REALTY in Hamilton is Honoured to have been selected to be among the 2016 BEST REAL ESTATE TEAMS in Canada in the current issue of REP (Real Estate Professional).

Check out the article for fantastic information on some of the best Real Estate Teams in Canada, who they are and what makes them continually successful in this competitive industry. Check out page 39!

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We Have lots of questions from the Listeners.
1.     What is the name of the song that is being played before the show starts.
2.     If I’m listing in the winter should I take photos of summer my property in the?
3.     Should I buy or sell first?
4.     Should we use a local agent to list our home or our friend from out of town?
5.     Can we stay in the home during showings and Can we talk to the buyers directly?
6.     What is the difference between assessed value vs market value?
7.     Do we have to sign a long listing contract?
8.     What happens if the appraisal comes in lower than what the buyers agreed to pay?
9.     What is the importance in signing a buyers representation agreement?
10.   Do I get a better deal if I deal directly with the listing

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With Rob today is Jennifer Draho Sales Representative with the Golfi Team
Are Low Interest rates are here to stay.
Hamilton – market what has happened in the past 6 years
Private lending and B lenders how costly will it be?
Should you rent your Furnace and Air Conditioner?
How valuable is experience when selecting an agent?
Buying out your spouse or partner. Is it good or bad?

Rob, Rick and Jennifer discuss the situation in British Columbia and Metro Vancouver. There is a legal challenge on the British Columbia Levy that has been imposed on Foreign Buyers seeking a class action law suit on behalf of those forced to pay the 15% tax imposed on foreigners. The notice of civil claim alleges that BC acted outside its jurisdiction when the Property Transfer Tax

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Special Guest Paul Settimi  - Barrister, Solicitor and Notary Public  905-527-0808. Paul is a General Practice Lawyer who primarily does Real Estate Transactions.

Topics for this show include:

What happens when the buyer doesn’t close on closing date?
With the buyer not closing the deal does the seller still have to pay the Realtors commission?
If the seller gets another buyer to close on the sale quickly, can he or she sue the first buyer for breaching the sale contract?
If the seller sells the home for more money than the first deal can he keep the deposit?
Everything you need to know about Titles Insurance, Wills & Power of Attorney

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