Real Estate Blog


Come on out to Centennial Park in Grimsby for a fun-filled family evening with The Golfi Team . Enjoy watching 'Trolls' under the stars on a 2-storey outdoor movie screen. FREE popcorn. There is no admission for this event but a non-perishable food item for the GBF (Grimsby Benevolent Fund) Food Bank would be appreciated. Food & ice cream truck, Calvin's Magic, Jumpy Castles and much more! See you there!

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Hank Balfoort from the Rob Golfi Remax Real Estate Team was born in Holland so his first language is Dutch. He and his family spoke Dutch at home and with other Dutch families growing up. His Facebook contacts include family and friends in Holland and around the world that communicate with him in Dutch. Hank Balfoort came to Real Estate in 2003 after founding and owning several businesses. His integrity, honesty and openness have made his clients feel at ease with the purchase of, possibly the largest investment of their lives. He has also helped businesses and commercial clients.

He has served on the REALTORS® Association as Chair of the Regional Commercial Council (2012) and as a Director (2012, 2013, 2015). He was Chair of Professional Development

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Today in the studio with Rick Zamperin and Rob Golfi is Sales Representative Ashley Sidler from The Golfi Team. Today’s topics include:
1. What is happening in the market today?  What to do when buying or selling.
2. Wet Basements – what happens when you have sold your home or it’s for sale?
3. Grow Ops – what could happen if you buy a home which was previously a grow op and you want to sell it.
4. What happens if you don’t have a good credit rating and the only rate you can get for a mortgage is 5% from a B lender? Should you wait and buy or should you buy now?
5. What if you  don’t like a particular clause in a listing contract?  Can you cross it out when you list the home?
6. What happens if you get a low appraisal on a home that you purchased with

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With so much multiculturalism and diversity in Hamilton and the Niagara Region, it is important to us that we speak YOUR language! Buying or Selling real estate can be a very stressful process. If you speak a language other than English and you are more comfortable speaking this language, we may be able to help you understand the real estate process better by connecting you with one of our experienced bilingual agents.  With the growth of our team over the last few years, we now have agents that speak Spanish, Portuguese, Italian, Macedonian, Serbian, Croatian, Bulgarian, Dutch, Punjabi, Hindi and Urdu. We have over 20 agents to service you with one goal in mind. Customer Satisfaction! We understand that some clients are more comfortable speaking their…
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Rob Golfi is in the CHML Studio with Rick Zamperin and Rishi Malik, AVP, Underwriting, Stewart Title Guaranty Company

1. What is title insurance? / Why should someone get title insurance?

2. What does title insurance cover?

3. What are some of the other benefits to obtaining coverage?

4. Is title insurance relatively a new product/When was it offered in Canada?

5. What types of policies are available?

6. Can title insurance be purchased for any type of property?

7. How does one obtain title insurance?

8. How much does title insurance cost?

9. Does a policyholder need to renew the coverage?

10. What is not covered?

11. If someone already owns their home, can they obtain coverage?

11a. What are some of the

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Rob Golfi and Jennifer Draho, sales representatives for The Golfi Team
1.    What’s happening in the Market today in Hamilton with bidding wars. Have the bidding wars started to slow down?
2.      Ontario’s rent and housing reform:
-           Non-resident speculation tax
-           15 percent – greater golden horseshoe
-           Does not target immigrants
-           not on international students
-           people will sit back  on the side lines and watch the market
-           Vancouver home sales plunged & price increase stalled
-           side effect is dip in land transfer tax revenue
-           Vancouver market is bouncing back
3.        Expanding Rent Control
-           Rent Control previously only applied to units built before Nov 1991. Now it      
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Dolores Hansens' native language is Spanish, since she was born in Buenos Aires, Argentina. She is proud of her heritage and loves to work with Spanish speaking clients from Spain and Latin America. Dolores currently works for The Rob Golfi Team Remax.

Dolores Hansen has been working with RE/MAX for almost 15 years in the GTA and Hamilton. Her warm personality combined with experience and professionalism have made the process of buying and selling homes enjoyable and profitable for a lot of happy families.

Prior to her successful career in real estate, Dolores was a professional Interior Designer. She helped many clients design their dream homes until she realized that she could take her ability to the next level by becoming a realtor. Now, she

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Rob Golfi Sales Representative with RE/MAX Escarpment The Golfi Team is in the AM900 CHML studio with Rick Zamperin talking with Sam Migliaccio of Mortgage Architects Hamilton 905-975-6555. Topis include....

1. Toronto Buyers coming to Hamilton – How the Golfi Team deals with it.
2. How are appraisers dealing with this market.
3. Home buyers showing signs of fatique.
4. Land Transfer Tax Rebate  - $2,000 to $4,000.
5. How do interest rates look?
6. CMHC Mortgage vs None CMHC mortgage.
7. Last time Sam was here we where talking about the Mortgage stress test of  4.64 %  implemented by the government. Has that impacted the Market at all?
9. Where are people getting the 20% for non occupied home – investment property.

Sam Migliaccio of Mortgage Architects

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Rob Golfi and  Dave Ryback from Harvey Moving Systems are in the AM900 CHML studio with Rick Zamperin talking about moving your possessions once you sell or buy a home.

Sold or bought a home and now you have to move in or out of it? There are several options you have when moving your possessions safely and securely. Harvey Moving Systems is a full service short and long distance moving company. From packing to relocating to unpacking, Harvey Moving Systems is a full service company. Harvey Moving Systems can also arrange for plant, pet or vehicle transportation. Most people do their own packing and then just call to move their belongings safe and sound from point A to point B. Harvey Moving systems is a member of Atlas Van Lines that has been in

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Rob Golfi and Monique Mackay are in the studio AM900 CHML with Rick Zamperin. Topics Include....

Selling privately is a big mistake in this market. There is a strategy to selling in this market and if you choose to sell privately you may be leaving thousands of dollars on the table.  You need to have your home on the open market and you need a realtor to bring as many buyers as possible to your home. You need to get your home exposed to be able to sell for the best price. The Golfi Team has a Listing Strategy second to none. Our strategy involves a number of things but day of week and time of day listed play an important role. Bully Offers are quite common and this can make the deal quite stressful for agents and clients.

We have a story of a bid

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